Frequently Asked Questions
- Which lender will I be provided with?
- How long will it take to receive my loan?
- What are the qualifications to receive a loan?
- What happens if I make a late payment?
- Will applying for a loan affect my credit in any way?
- Is a bank account necessary to receive a loan?
- How long does a loan application take?
- Is the site secure?
- Will a bankruptcy allow me to not receive my loan?
- Is all of my information private?
- I still have questions. How can I contact a representative?
Which lender will I be provided with?
The computer is set up to deliver your application to one lender at a time. If your application doesn’t have any errors and the first lender that views it accepts it, then the process is complete and no other lender will be able to view your application.
back to top
How long will it take to receive my loan?
Once an application is approved through our list of many creditable lenders, which usually takes about 20-30 minutes, you are qualified for that loan. You then will receive payment from the lender directly into your bank account within 24 hours, sometimes less than 2 hours. Or, a check can be sent in the mail with standard postage delivery times.
back to top
What are the qualifications to receive a loan?
The qualifications to receive a loan are; you must be 18 years of age, an active checking or savings account is preferred, and you must be employed. That’s it, if you meet these simple qualifications you can be approved for a loan today.
back to top
What happens if I make a late payment?
Sometimes, the time necessary to pay the loan isn’t long enough and you might need a few extra days for repayment. Don’t worry, our lenders understand these situations can occur and they can work with you to accommodate your needs. If you know that you will not be able to make your payment on time, you can contact your lender and they can possibly work with you on rescheduling an extension.
back to top
Will applying for a loan affect my credit in any way?
Most of our lenders do not require a credit check in order to receive a loan. Although, if a credit check is required by the lender, it will show on your credit that there has been a check. This is the only affect that it will have and doesn’t make a significant impact on ones credit.
back to top
Is a bank account necessary to receive a loan?
Some lenders require an active checking or savings account. This is the preferred and fastest way to receive your funds through direct deposit. Although this way is convenient, quick and sometimes necessary, some lenders may allow that you receive a check in the mail if you do not have an active bank account.
back to top
How long does a loan application take?
Filling out the loan application is quick and easy, it should only take a few minutes to fill out. After completion of the application, the loan quickly goes through our database of hundreds of lenders to find the one that best matches your request.
back to top
Is the site secure?
All of the information you provide us with is used with a SSL (Secured Sockets Layer), which is the leading security protocol on the internet. The SSL is used to validate the identity of the website and to create an encrypted connection for sending credit card and other personal data. So there is never a need to worry about having personal information fall into the wrong hands.
back to top
Will a bankruptcy allow me to not receive my loan?
Most of the time our lenders do not even check your credit report, in this case a bankruptcy will not even be seen by our lenders. In other cases, if a credit report isrequired, a bankruptcy might cause some lenders to pass on your application but you still may receive your loan from one of our other lenders.
back to top
Is all of my information private?
We do not sell, solicit, or send any of our client’s information to anyone except our credited lenders. There is no selling to any third parties or using the information for anything else other than getting you a loan. All of your information is safe, private, and secure.
back to top
I still have questions. How can I contact a representative?
Click Here to Ask a Question